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CLEARFUND is a leading provider of working capital to small businesses nationwide. Since 2019, more than 3,000 small businesses have trusted us to provide them with fast, flexible, and reliable funding to fuel their success.

What is a merchant cash advance?

A merchant cash advance is a financing arrangement that will provide you upfront capital in exchange for a fixed amount of your future revenue.

What are the minimum eligibility requirements to qualify for funding from CLEARFUND?

To qualify with CLEARFUND, you must be a U.S. based business with:

  • 6 months minimum time in business

  • At least $5,000 in monthly sales

  • No minimum FICO score

What information do you need from me to apply?

CLEARFUND has one of the simplest application processes in the industry because we only ask for what we absolutely need:

  • Owner’s name and social security number (SSN)

  • Business name and Tax ID or EIN

  • Three months of your most recent bank statements

Will applying with CLEARFUND impact my credit score?

No. We only perform a soft credit inquiry which does not impact your credit score.

Are there any industries that CLEARFUND will not fund?

We provide financing to more than 500 industry segments, including higher-risk industries such as trucking and construction. There are some industries we do not service.

How long will it take me to complete my application?

Applying with CLEARFUND takes most applicants less than 2 minutes.

What if I already have a traditional bank loan?

Our product is designed to complement traditional financing. As long as you meet our requirements, we can still provide you with financing without affecting your other obligations.


How do I submit payments on my advance?

As part of receiving funding, you will authorize CLEARFUND to debit your bank account directly according to the amount and frequency specified in your financing agreement. 

What if I want to pay the full amount early?

You can pay off your account in full at any time with no extra charges. In some instances, CLEARFUND may even offer a discount for early payment in full, though certain restrictions may apply. It is recommended that you review your merchant agreement or speak directly with your account executive for details on your prepayment options.

When am I eligible for renewal?

You will be eligible for a renewal once you have repaid between 40% and 60% of your advance, subject to satisfactory payment performance. 


Do you withdraw payments on holidays?

We only withdraw payments from your account on days when banks are open, so you will not be debited on any U.S. bank holidays.

If you don’t withdraw a payment one day, will you withdraw two payments the next day?

We will never double debit your account after a holiday.

How do I request a payoff letter?

Please email us at or call us at (855) 543-2133 to request a payoff letter. 

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